Loans that
actually
work for you

No jargon. No runaround. Just smart finance tailored to your life — home loans, car loans, business finance and more.

★★★★★

5.0 rating — trusted by 100+ Australians

Average interest saved per client
$18,400
vs going direct to your bank
Lenders on our panel
30+
Home Loans
Car Finance
Business
Refinance
Home Loans
First Home Buyer
Refinancing
Car & Asset Finance
Business Loans
Investment Properties
Debt Consolidation
Home Loans
First Home Buyer
Refinancing
Car & Asset Finance
Business Loans
Investment Properties
Debt Consolidation

Every loan,
handled right

Get started →
01 — Home Loans

Home Loans

First home buyer, refinancing, or investor — we access 30+ lenders to find the sharpest rate for your situation.

02 — Car & Asset

Car & Asset Loans

From your next car to commercial equipment. Fast approvals, flexible terms, competitive rates.

03 — Business

Business Finance

Cash flow, growth, or acquisition — the right business lending solution so you can focus on what matters.

04 — Refinancing

Refinancing

Already have a loan? There's a good chance you're overpaying. Let us run the numbers.

05 — Investment

Investment Properties

Build your portfolio strategically. We understand investor lending and structure loans to maximise your position.

06 — Consolidation

Debt Consolidation

Multiple debts draining you? We combine them into one manageable repayment at a significantly lower rate.

30+
Lenders on our panel
100+
Australians helped
5★
Average Google rating
FREE
No cost to use our service
Free tool

Repayment
calculator

$
Enter your total loan amount
%
Current variable rates are around 6.0–7.0%
years
Most home loans are 25–30 years
Principal & Interest
Weekly repayment
$830
Principal + interest
Loan amount$600,000
Total interest$694,142
Total repayments$1,294,142
Principal vs interest
Principal 46%Interest 54%
Talk to Kick Finance →
This calculator provides estimates only and does not constitute financial advice. Actual repayments may vary. Always seek independent financial advice before making lending decisions.
How it works

Simple steps,
real results

01

Tell us your situation

Fill out a guide form or give us a call. No lengthy paperwork — just a quick chat about what you're trying to achieve.

02

We do the legwork

We compare 30+ lenders, crunch the numbers, and come back with the best options for your situation.

03

Get pre-approved

Once you're happy, we submit your application and manage the entire process — docs to settlement.

04

You get the keys

Settlement day arrives and you're done. We stay in touch to make sure your loan keeps working hard for you.

What clients say

Real results,
real people

Testimonial

"Could not recommend Damien and Kick Finance highly enough. We were days away from settlement and under huge pressure, and Damien stepped in and got the job done when it really mattered. Incredible service, clear communication, and true professionalism. If you want a broker who delivers under pressure, this is the one."

Matthew Menday, NSW

★★★★★
Google Review
Testimonial

"I had an amazing experience working with Kick Finance who went truly above and beyond. They were so helpful, friendly, and really listened to what I was looking for. They really guided me on not only the financing side of things but the whole process of buying my first property. It felt easy and stress-free because they were always on top of everything and quick to respond. I felt super supported the entire time. I couldn't recommend them enough, thank you so much for making this such a smooth and positive experience!"

Patricia Tjan, NSW

★★★★★
Google Review
Testimonial

"Our experience with Kick Finance was seamless, quick and easy. Damien made sure we had all the information we needed to make a decision and acted on all requests promptly and accurately. He understood our needs and also considers our long term plans and goals so we make the right decision with the right impact. Thanks again mate"

Tamea Ramsay, QLD

★★★★★
Google Review
Questions answered

Everything you
need to know

How much does it cost to use a mortgage broker?
+
Nothing — using our service is completely free. We're paid a commission by the lender when your loan settles. This doesn't affect the rate you receive, and we're required by law to act in your best interests.
How long does the home loan process take?
+
Pre-approval can happen in as little as 24–48 hours once we have your documents. Formal approval typically takes 3–5 business days, and settlement is usually 30–90 days after exchange of contracts.
Can I use Kick Finance if I'm not in Sydney?
+
Absolutely. We're based in Sydney but service clients across all of Australia. Everything can be handled remotely — online, via phone, or video call.
What if I have bad credit?
+
Don't count yourself out. Some lenders specialise in clients with imperfect credit histories. We'll look at your full situation and be honest with you about what's possible.
How many lenders do you work with?
+
We have access to 30+ lenders including the major banks, second-tier lenders, and specialist lenders.
Is my information secure?
+
Yes. Your information is only used to contact you about your enquiry and is never sold to third parties. We're an Australian Credit Licensee and comply fully with the Privacy Act.

Still have questions?

There's no such thing as a silly question when it comes to your finances. Reach out and we'll get back to you fast.

Sydney — servicing Australia Wide
Use a free guide →